How much indemnification can Roxanne expect for her damaged TV if it depreciated $1,600 since purchase?

In assessing Roxanne's potential indemnification for her damaged TV, it's essential to consider the value at which the TV was purchased versus its depreciated value. If the TV has depreciated $1,600 since its initial purchase, this amount reflects the reduction in its market value over time due to factors like age, wear and tear, and technological advancements.

If the original purchase price of the TV was $1,800, subtracting the $1,600 depreciation would yield a current value of $200. Therefore, this is the reasonable indemnification Roxanne can expect, as insurance policies typically cover the actual cash value of an item, which is calculated by taking the replacement cost and then subtracting depreciation.

This perspective aligns with the principles of indemnification in insurance, where the insured should be restored to their financial position prior to the loss, factoring in the loss of value from depreciation. Hence, the amount Roxanne could expect to receive for her TV aligns exactly with the depreciated value of $200.