How much indemnification can Roxanne expect for her damaged TV under her homeowners policy?

In determining the amount of indemnification Roxanne can expect for her damaged TV under her homeowners policy, it is essential to consider factors such as the coverage limits outlined in her policy, the type of coverage she has (actual cash value vs. replacement cost), and any applicable deductibles.

The correct amount, $1,200, suggests that this figure aligns with either the actual cash value of the TV at the time of the loss or the specified limits within her policy for personal property. Homeowners insurance typically covers personal property like electronics but may have specific limits for certain categories of items.

If Roxanne’s TV was evaluated and deemed to have a fair market value of $1,200 at the time of damage, this amount would be a reasonable expectation for indemnification. It's also possible that her coverage included a cap for personal property, reinforcing this valuation. Thus, $1,200 reflects a realistic figure that can reasonably be expected based on standard practices in homeowners insurance.