What endorsement can provide coverage for a specific named individual driving a vehicle they do not own?

The Drive Other Car endorsement is designed to extend coverage to a specific individual who is driving a vehicle that they do not own. This endorsement provides liability protection when the insured operates a non-owned automobile, ensuring that they receive coverage similar to what they would have if they were driving their own vehicle. This is particularly useful for individuals who may drive vehicles owned by friends, family, or rental companies, allowing them to have insurance protection without needing to take out separate policies for each vehicle they drive.

In contrast, the other options serve different purposes. Non-Owned Auto Liability provides coverage for liability when driving a vehicle not owned by the insured but does not specify coverage for a particular individual. Hired Auto Coverage typically applies when a vehicle is rented or leased, focusing on those situations rather than providing broad coverage for unnamed drivers in various vehicles. The Personal Auto endorsement usually modifies coverage for the insured's own vehicles rather than covering non-owned vehicles driven by the insured. Thus, the Drive Other Car endorsement is the most fitting choice for providing coverage to a specified individual when using a vehicle that is not theirs.