What type of insurance policy provides coverage for business interruption?

A commercial property insurance policy with specific coverage is designed to provide protection for losses incurred due to business interruption. This type of policy typically covers the income a business would have generated during a period when it cannot operate due to physical damage from covered events such as fire, flood, or storm. It helps businesses maintain financial stability during times of disruption by replacing lost income and covering ongoing expenses, such as payroll and rent.

In contrast, a personal auto insurance policy is focused on vehicles and does not address business operations. Renters' insurance is tailored for individuals who rent their living spaces and protects personal property rather than business income. Liability insurance, while essential for protecting against claims of injury or damage to third parties, does not provide coverage for business interruption losses. Therefore, the correct choice serves a vital role in safeguarding business income during unforeseen interruptions.