What type of insurance would cover Jill's business during her two-week closure due to a hurricane?

Business Interruption Insurance is designed specifically to cover the loss of income that a business may face due to a covered event, such as a hurricane, that disrupts normal operations. In Jill's case, her business closure for two weeks due to the hurricane means she would not be able to generate revenue, and Business Interruption Insurance would compensate for the lost income during that period.

This type of insurance covers the profits a business would have earned if it were operating normally, and it can also help cover ongoing expenses such as rent, utilities, and payroll, even when the business is not open. The purpose of this insurance is to help mitigate the financial impact of unexpected closures, making it an essential coverage for business owners in areas prone to natural disasters.

Other types of insurance, such as Property Insurance, generally cover physical damages to assets rather than the income loss. General Liability Insurance protects against claims of bodily injury or property damage but does not address income loss. Extra Expense Coverage assists in covering additional expenses incurred to continue operations or expedite recovery, but it does not replace the lost income itself. Hence, Business Interruption Insurance is the most appropriate type of coverage for this scenario.