Which of the following is a common component of homeowners insurance?

Liability coverage for guests is a standard component of homeowners insurance. This type of coverage is designed to protect the homeowner from financial loss in case someone is injured while on their property. It typically covers legal costs and any potential damages that a homeowner may be required to pay if they are found liable for the injuries sustained by a guest.

This coverage plays a critical role in ensuring that homeowners are safeguarded against lawsuits or claims that can arise from accidents or injuries on their premises, offering peace of mind and financial protection.

The other options provided do not typically form part of a homeowners insurance policy. Vehicle coverage relates to auto insurance, business interruption coverage is relevant for commercial insurance policies, and workers' compensation is specific to employer obligations regarding workplace injuries. Thus, they are not included within a standard homeowners insurance framework, which is primarily focused on home property and liability towards guests.