Which types of insurance claims does an adjuster typically handle?

An adjuster typically handles property damage, liability, workers' compensation, and personal injury claims because these areas are directly within the scope of their responsibilities.

Property damage claims involve losses related to physical items such as homes or vehicles, and adjusters assess the extent of the damage to determine compensation. Liability claims are brought forth when one party claims that another party's actions caused harm or damages, and adjusters analyze the circumstances to decide on the claims' validity.

Workers' compensation claims arise when employees are injured at work, and adjusters play a significant role in verifying these claims and determining the appropriate payouts. Personal injury claims involve situations where individuals seek compensation for injuries sustained due to someone else's negligence, which requires thorough investigation and evaluation.

The other types of claims listed in the other options do not align as closely with the general scope of an adjuster's role, which tends to focus more on the aforementioned categories. For example, life and health claims are usually managed by life and health insurance professionals rather than adjusters, while home, auto, and long-term disability claims cover broader categories that can sometimes overlap with but are not limited to the traditional claims handled by adjusters.